GENERAL COURSE DESCRIPTION
These eighteen (18) courses are structured to provide lenders with the analytical skills to carry out risk assessments, structure and manage credit facilities from initiation to collection.
The courses take the reader through the process of analyzing and evaluating the risk profile in a typical credit request, establishing the repayment capability, the source of repayment, and structure same to mitigate the risks while ensuring that the lender is adequately protected.

DURATION: 1hr 25 minutes per course.

COURSE 4 DESCRIPTION
Lending is a matter of risk-taking as there are several events (internal and external) that can affect the borrower’s ability to repay loans at agreed terms and conditions. The lender has a responsibility to critically analyze the request considering various events and components such as macroeconomic environment, industry, business, and management all of which can individually or collectively affect repayment.